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Landbay adds to like-for-like buy-to-let range

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Landbay has strengthened its like-for-like remortgage range with a host of new two-year products. Joining the range are two standard two-year fixed rate options, available at 65 and 75% loan-to-value (LTV), with rates starting at 4.54% with a 5% fee.

Two-year standard tracker options are also available with no early repayment charge (ERC) and a 5% fee. These too are available at 65 and 75% LTV, with rates starting at 0.24% plus Bank Rate. The new products are suitable for those landlords with no changes to their current borrowing requirements. They benefit from the lender's new lower stress testing for enhanced affordability, which stress tests at payrate, rather than the standard calculation of pay rate plus 2%.

Rob Stanton, sales and distribution director, said: "The enhanced affordability calculation gives some much-needed breathing space to those landlords remortgaging onto a higher rate than before." 

Call Trinity Specialist Finance to secure a commercial mortgage on 020 7016 6151 or book a consultation 

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