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Atom bank increases maximum LTV on large commercial mortgages

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Atom bank has increased the maximum loan-to-value (LTV) available on large commercial mortgages to 75%, with loans of up to £5 million.

This change raises the potential borrowing from a maximum of £1 million to £5 million. The lender also offers up to £10 million for eligible borrowers. For Recovery Loan Scheme (RLS) facilities, the bank allows lending up to the scheme's maximum loan size of £2 million at 75% LTV. The bank will close for new RLS applications on 28th May.

Tom Renwick, head of business lending, said: “It was clear from our discussions with brokers that there was a real gap in the market for higher LTV lending on these larger mortgages, so we’ve reacted to that.” 

Many commercial lenders are keen to issue large loans but they have specific requirements. 

Call Trinity Specialist Finance to secure a commercial mortgage on 020 7016 6151 or book a consultation 

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